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[personal profile] mekyria
Things were looking good, until this week:

1. my old employer sent me a letter that I have to pay them 349 euro's that they overpaid me in january 2011. I asked them to provide proof that I overdrew my holidays, like they claim
2. landlord sent me the bill for garbage disposal. It's 300 euro for last year. crap
3. psychologist is going to close this year and sent out the annual bill. I have no clue how much I have to pay, insurance covers only part of the cost. I estimate around 500-700


solution?
1. send out bill for the first teaching semester
2. we don't do Sinterklaas or Christmas presents, I'm good for December money wise
3. do some financial planning for 2013. I have been looking into buying an appartment, think that I'm going to save up in 2013 and buy in 2014. sharing a house is financially comfortable, but I'd like to have a place that is completely my own. I never had a place that was completely my own, except for the six months that Cookiehunter and I were living apart. Anyway, house buying is some expensive and complicated business so I'd better prepare myself in 2013.
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