It's that time of the year
Oct. 12th, 2015 10:57 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
mekyriaYesterday I spend an hour looking for spiritus, because I felt like cleaning the windows. Why yes,it's the annual fest of cleaning th windows! It felt great to polish away the fingerprints of the workmen who replaced the windows in front of the house in June, and the nose art our dog made. We still have to paint the windowframes inside and out but E already did the front door so it looks like we're on top of things for people standing in front of the door. The snailspeed at which we're going through the upkeep stuff around the house is amazing and it will only slow down even more with a kid in the house. I am so happy that we finished all the plinths an hung all the lights when we moved in, otherwise it would probably never happen.
We're going to the notar and have the house transfered to both our names, meaning that I have to make a huge investment as a one time down paymement plus I'll pay part of the monthly down payments on the mortgage. We got prenupts last year because we like to play it safe, keeping the house in his name and my savings in my name. I had been saving up for a house for six years, but decided to no buy by myself when I met E to see how things work out. On my own I could barely afford a two bedroom appartment.
Anyway, I was calculating our monthly cost of living versus how much we're not going to earn due to parental leave and this is the best option. So far I paid half of utilities, groceries, interest on the mortgage as a sort of rent, that kind of thing. With the added cost of our dog (she cost 2000€ this year: sterilisation alone was a whopping 400€, plus food and doggy daycare) and E taking up parental leave for 3,5 hours a week, he's stretching his paycheck. That's why we're transfering some of the cost for the house to me in exchange for ownership. I've been reading up on money saving all week, with an eye on our babygirl and the added cost.
With all that going on in the back of my mind and my increasing belly, no wonder I'm cleaning the house and doing all the extra stuff before the baby arrives. I look forward to our new family life but I am also realistic. Some things will het much harder and more complocated. I'm glad that I travelled and danced a lot in the last decade because that's not as likely to be happening in the next decade.
We're going to the notar and have the house transfered to both our names, meaning that I have to make a huge investment as a one time down paymement plus I'll pay part of the monthly down payments on the mortgage. We got prenupts last year because we like to play it safe, keeping the house in his name and my savings in my name. I had been saving up for a house for six years, but decided to no buy by myself when I met E to see how things work out. On my own I could barely afford a two bedroom appartment.
Anyway, I was calculating our monthly cost of living versus how much we're not going to earn due to parental leave and this is the best option. So far I paid half of utilities, groceries, interest on the mortgage as a sort of rent, that kind of thing. With the added cost of our dog (she cost 2000€ this year: sterilisation alone was a whopping 400€, plus food and doggy daycare) and E taking up parental leave for 3,5 hours a week, he's stretching his paycheck. That's why we're transfering some of the cost for the house to me in exchange for ownership. I've been reading up on money saving all week, with an eye on our babygirl and the added cost.
With all that going on in the back of my mind and my increasing belly, no wonder I'm cleaning the house and doing all the extra stuff before the baby arrives. I look forward to our new family life but I am also realistic. Some things will het much harder and more complocated. I'm glad that I travelled and danced a lot in the last decade because that's not as likely to be happening in the next decade.
